How to Play Baccarat

Baccarat is one of the oldest and most popular casino games in the world. Its mixture of simplicity and sophistication draws in both casual players and high rollers alike. However, behind baccarat’s aura of elegance lies a game built to favor the house. With house edges like on the plataforma Stake ranging from 1.01% on the banker bet to 14.36% on the tie bet, how can savvy players ever expect to come out ahead?

The answer lies in baccarat breakthrough strategies designed to swing the odds back into the player’s favor. By mastering baccarat drawing rules, implementing betting systems, and learning which hands to target, players can transform baccarat’s slim house advantage into a consistent stream of winnings. This guide will explore baccarat gameplay in-depth to highlight the best practices for dominating live and online baccarat tables.

Understanding How Baccarat Works

Before diving into advanced baccarat strategy, players need a firm grasp of how the game flows from start to finish:


  • The objective is simple: bet on which hand – player or banker – will end up with a higher score. Suits do not matter.
  • Possible outcomes: player win, banker win, or tie

Card Values

  • Cards 2-9 = face value
  • Face cards and 10s = 0 points
  • Aces = 1 point


  • Each hand starts with two cards
  • Hands valued by rightmost digit of sum of cards
  • Ex: 7 + 8 = 15 –> Value of 5

Drawing Rules

  • Player draws card if initial two cards total 5 or less
  • Banker draws card based on strict table of rules
  • Neither hand draws if initial cards total 6 or 7


  • Player win = 1 to 1 payout
  • Banker win = 0.95 to 1 payout
  • Tie = 8 to 1 payout
Bet House Edge
Player 1.36%
Banker 1.01%
Tie 14.36%

Table: Baccarat House Edge by Bet Type

Now that we’ve covered the basics, let’s examine some advanced tips and breakthrough strategies to start winning more baccarat hands.

Implementing Optimal Drawing Strategy

While baccarat may seem like a game of pure chance, there are optimal drawing strategies players can use to improve their odds. The key lies in understanding when the banker should draw a third card based on the player’s initial draw card.

By referring to the following table, players can determine if the banker has the best chance to improve their hand and win outright:

Player’s 3rd Card Banker Draws When Holding:
0-1-2-3-4-5-6-7-9 2 or less
4 3
5 4
6-7 5 or less
8 0-1-2-3-4-5-6-7
A 0-1-2-3-4-5-6-7-9

Table: Optimal Baccarat Drawing Strategy

As shown, there are only a few key numbers to remember. If the player draws an 8, the banker should always draw to improve their score. Meanwhile, if the player gets a 4, 5 or 6, the banker should only draw with a relatively low score that’s likely to improve.

Following these drawing rules gives players the best chance to capitalize when the banker goes bust after a poor third card draw. Alternatively, it allows the security of holding when the banker already has a strong starting hand.

Betting Systems to Beat Variance

While the optimal strategy minimizes the baccarat house edge, variance can still result in wild winning and losing streaks. To better manage risk and take advantage of hot runs, players should implement the following betting systems:

The 1-3-2-4 System

This is an easy progression system for locking in baccarat profits:

  1. Start by betting 1 unit
  2. If you win, bet 1 unit again
  3. If you win again, bet 2 units
  4. If you win a 3rd time in a row, bet 3 units
  5. If you win a 4th consecutive time, bet 4 units
  6. After a loss, go back to step 1 with 1 unit

The system allows wins to compound while capping losses at just 1 unit. By trailing profits while resetting after losses, players can ride hot banker streaks to big payouts.

The Paroli System

Similar to the 1-3-2-4 system, Paroli also aims to compound winnings through a “let it ride” mentality:

  1. Start with 1 unit bet
  2. If you win, double the bet to 2 units
  3. If you win again, double again to 4 units
  4. Continue doubling each win, capping at 3 wins in a row
  5. After a loss, reset to 1 unit

Paroli creates exponential returns through 3 consecutive wins while cutting losses after each defeat. Combined with the optimal drawing strategy, players can quickly ramp up profits during extended winning runs.

Targeting Advantageous Banker Bets

While both the player and banker offer similar house edges, savvy baccarat players always choose the banker bet. Here’s why:

Higher Frequency of Banker Wins

  • Extensive analysis of millions of baccarat hands shows the banker bet wins 45.86% of the time, compared to the player bet at 44.62%.
  • The 9.5% commission charged on banker wins is more than offset by its higher win rate.

Banker Bets Minimize House Edge

  • The banker bet reduces the house edge to just 1.01%, compared to 1.36% on the player bet.
  • While the tie bet offers an enticing 8:1 payout, its astronomical 14.36% house edge makes it an extremely poor wager.

Chasing Trends to Predict Momentum

  • Stats show the banker wins tend to come in longer streaks compared to the player.
  • Players can double down on hot banker streaks using the aforementioned betting systems.

By keying in on the banker bet and leveraging streaks, players can scrape back the house edge and ride positive momentum to consistent profits.


Baccarat may seem mystifying at first glance, but in reality, it hinges on simple drawing rules and betting options. Players who take the time to learn optimal baccarat strategy can effectively beat the house at their own game.

Whether playing online or live, be sure to target the advantageous banker bets, properly size wagers through betting systems, and make informed decisions around drawing the third card. Follow these baccarat breakthrough concepts to start locking in profits and emerge victorious from the baccarat battleground.